Circuit Breaker ZK-Solvency CCI Score ISO 20022

MiCA Register Evidence API Active

Scope: FeedOracle provides data infrastructure only. Register lookups and policy classifications are heuristic signals, not regulatory determinations. Organizations must perform their own compliance assessment.

EU authorization register lookup for stablecoins. Evidence from official sources with configurable policy classification.

Supported Stablecoins

Symbol	Issuer	Register Status	Policy Action (Default)
USDC	Circle	register_entry_found	allow
EURC	Circle	register_entry_found	allow
RLUSD	Ripple	register_entry_pending	review
USDT	Tether	no_eu_license_found	review
DAI	MakerDAO	not_applicable	exempt

Note: Policy actions are customer-configurable classification signals based on register evidence. They are not regulatory determinations. Organizations must define their own policy thresholds.

Endpoints

GET/api/v3/stablecoin/mica

List all stablecoins with MiCA status and live market data.

curl https://api.feedoracle.io/api/v3/stablecoin/mica

GET/api/v3/stablecoin/mica/{symbol}

Full MiCA evidence pack for a single stablecoin.

{
  "evidence_type": "MICA_ISSUER_AUTH_CHECK",
  "subject": {
    "symbol": "USDC",
    "issuer": "Circle Internet Financial",
    "issuer_jurisdiction": "Ireland (EU)"
  },
  "mica_assessment": {
    "status": "register_entry_found",
    "license_type": "E-Money Institution (EMI)",
    "license_authority": "Central Bank of Ireland",
    "art66_supported": true
  },
  "market_data": {
    "price": 0.9997, "mcap": 70551720886,
    "source": "defillama"
  },
  "control_result": {
    "decision": "allow",
    "reason_code": "EU_EMI_REGISTER_ENTRY_FOUND",
    "note": "Heuristic classification. Not a legal determination."
  }
}

GET/api/v3/stablecoin/evidence/{symbol}

Full evidence pack with all checks combined (MiCA + Reserve + Redemption).

Policy Modes

Policy	register_entry_found	register_entry_pending	no_eu_license_found	not_applicable
strict	allow	deny	deny	exempt
moderate	allow	allow	deny	exempt
relaxed	info	info	info	info

Note: Policy modes are customer-configurable. The decision output (allow/deny/exempt/info) is a workflow signal, not a regulatory determination. Organizations define their own thresholds and must consult qualified legal counsel for compliance decisions.

Root of Trust

MiCA status is derived from official regulatory registers, not self-reported data:

USDC / EURC: Central Bank of Ireland Register (C187865) — registers.centralbank.ie
USDT: No EU EMI license found in any member state register
RLUSD: NY DFS Trust License; EU application pending — ripple.com/rlusd
DAI: Decentralized protocol, no central issuer — makerdao.com

Reason Codes

Updated v2.6.0 — ESMA cross-validation, NAV instruments, Non-EU classification

Code	Status	Meaning
`EU_AUTHORIZATION_VERIFIED`	`verified`	EU/EEA EMI license confirmed in ESMA register (country ∈ EU27 + IS/LI/NO)
`EU_LICENSE_APPLICATION_PENDING`	`pending`	EU license application reported by issuer; not yet in ESMA register
`NO_MATCH_IN_ESMA_REGISTER_AS_OF_DATE`	`flagged`	Explicit negative register check — evidence class: REGISTER_NEGATIVE
`NON_EU_REGULATED`	`non_eu_regulated`	Issuer holds license outside EU/EEA (e.g. MAS Singapore, CFTC US). Not MiCA-authorized.
`NAV_INSTRUMENT_OUT_OF_SCOPE`	`nav_instrument`	Tokenized fund / yield-bearing instrument — outside EMT/ART scope. NAV premium/discount applies, not peg deviation.
`DECENTRALIZED_NO_ISSUER`	`not_applicable`	No central issuer — DeFi protocol, exempt from EMT/ART
`INSUFFICIENT_PUBLIC_EVIDENCE`	`unknown`	Insufficient publicly available data
`TTL_EXPIRED`	—	Evidence pack expired, re-validate

ESMA Register Cross-Validation

As of v2.6.0, every stablecoin status is cross-validated against the ESMA authorization register.

EU/EEA check: Only issuers with country code in EU27 + IS/LI/NO count as EU Authorized
Non-EU detection: Issuers in ESMA data with non-EU country (e.g. SG, US) → non_eu_regulated
NAV instruments: Tokens with peg deviation >5% or known tokenized fund symbols (USYC, USDY, BUIDL, TBILL…) → nav_instrument
Feed/Register mismatch: Feed says verified but not in ESMA EU/EEA register → downgraded to flagged

register_scope field: EU for EU/EEA authorized, NON_EU for non-EU regulated entries. Evidence class: REGISTER for both.

Evidence Integrity

Every response includes:

SHA-256 hash of the assessment payload
ECDSA signature via /sign endpoint
TTL window (5 minutes) with ISO timestamps
Methodology version: mica-checks/1.0.0

Verify independently via JWKS at https://api.feedoracle.io/.well-known/jwks.json.

Live Market Data

Price and market cap are fetched in real-time from DefiLlama with a 5-minute cache. This is not mock data.

Disclaimer: Machine-readable evidence for compliance workflows. Not legal or compliance advice. Data infrastructure only.

Try It

# List all stablecoins
curl https://api.feedoracle.io/api/v3/stablecoin/mica

# Check specific coin
curl https://api.feedoracle.io/api/v3/stablecoin/mica/USDT

# Interactive demo
→ Stablecoin Evidence Demo